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Degrees
BNK 207 Law and Banking II: Applications Course Objectives
After successfully completing this course, a student will be able to:
- Discuss the role of federal and state agencies in the regulation of banking and explain the basic legal relationship between banks and their customers
- List the essential elements of negotiable instruments and explain UCC considerations for negotiability
- Describe the rights of a holder in due course and explain how the law governing negotiable instruments protects the free circulation of the instruments in the marketplace
- Explain the UCC requirements for an item to be properly payable and list the liability and damages banks face for wrongful payment or dishonor
- Describe a bank’s defenses against liability for forged signature and forged endorsement claims under various circumstances
- List the parties to a letter of credit and review their obligations and liabilities.
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