BNK 217 Commercial Lending Course Objectives

After successfully completing this course, a student will be able to:

1. Explain the key elements of a loan interview and credit investigation
2. Describe the “cash-flow cycle” of various types of business
3. Explain the relationship between loan structuring and type of business
4. Complete a basic income statement and balance sheet analysis
5. Describe the documentation and procedures required for perfection of collateral
6. Identify the common warning signs of problem loans.